Saving Money by Decoupling

1 September, 2025 by Lyca Mobile
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Why Buying Your Phone and Plan Separately Saves You Money

New smartphones packed with cutting-edge technology are launched every year — and Apple’s iPhone 17 is no exception. But while the phone itself may be expensive, your mobile plan doesn’t have to be. In Norway, choosing to buy your phone upfront and selecting a prepaid SIM-only plan separately can save you thousands of kroner in the long run. 

The Problem with Bundled Contracts 

Carrier bundles may seem convenient at first, but they often come with hidden costs:

  • Higher total costs: Monthly instalments frequently exceed the phone’s retail price when financing is added.  
  • Long lock-in periods: You’re often tied to a 24–36 month contract.  
  • Limited flexibility: You may be stuck with data or services you don’t actually use. 

The Benefits of Buying Separately 

  • Lower overall costs: Pay for your iPhone 17 upfront and avoid interest or hidden markups.  
  • Freedom to choose: Pick the Lyca Mobile Norway plan that fits best — like Smart XL (249 NOK) or Smart XXL (299 NOK) with 5G and EU roaming.  
  • Flexibility to switch: If a better offer comes along, you’re not locked in.  
  • Clearer bills: Once your phone is paid off, your monthly cost only covers your actual usage. 

Let’s Do Some Sums — Norway Example 

Suppose the iPhone 17 costs 13,999 NOK upfront. 

  • On a bundled carrier contract, you might end up paying 21,500 NOK or more over two years, once interest and service fees are included.  
  • By buying the phone outright and pairing it with a prepaid plan like Smart XXL (299 NOK/month), your two-year airtime cost is 7,176 NOK. Together, that makes a total of 21,175 NOK — cheaper than most postpaid bundles, with no long-term lock-in. 

The Bottom Line 

Bundled contracts often look convenient but cost more in the long run. By buying your iPhone 17 outright and pairing it with a Lyca Mobile Norway prepaid SIM-only or eSIM plan, you’ll save money and keep control over your mobile usage.  
Popular options include Smart XL (249 NOK) and Smart XXL (299 NOK) — both with 5G speed and EU roaming.Â